Home Purchase Loans
Competitive mortgage options for primary homes, second homes, and more.
Houston & Texas Mortgage Loan Advisor
Personalized mortgage solutions for homebuyers and real estate investors across Texas.
I help Texas homebuyers and investors — especially those buying in Houston — navigate the mortgage process with clarity, communication, and personalized guidance.
Backed by Legacy Mutual Mortgage, I offer competitive lending programs, fast pre-approvals, and support from application to closing day.
As a dedicated mortgage loan advisor, I provide clear guidance and personalized home financing solutions for buyers and investors across Texas. My goal is simple: make your mortgage experience smooth, informed, and stress-free.
I walk clients through every stage of the process—pre-approval, application, underwriting, and closing—while ensuring you feel confident and supported from start to finish.
Whether you're purchasing your first home or building your real estate portfolio, I’m committed to helping you secure the right loan program for your goals.
Home purchase loans, refinancing options, and investment property financing across Texas.
Competitive mortgage options for primary homes, second homes, and more.
Lower your payments, restructure your loan, or tap into your home equity.
Financing solutions designed to maximize real estate returns.
Flexible lending for self-employed borrowers or unique income profiles.
Fast communication, clear guidance, and tailored mortgage solutions.
Get quick responses and clear answers throughout your mortgage process.
A mortgage strategy designed specifically for your goals and budget.
A deeper level of guidance for both buyers and investors.
I help investors structure mortgages to maximize long-term returns.
Review your goals and budget.
Strengthen your offer before shopping for a home.
Submit documents and verify details.
Your loan file is reviewed and finalized.
Congratulations — your home loan is complete!
All I can say is WOW. Everyone needs a loan officer like Loran Gadson at Matador! Loran went above and beyond the call of duty to ensure that we not only got the best possible rate, but also did everything in her power to ensure we closed on time and within such a small window. Loran is an expert in this field with so much knowledge and she selflessly shares her advice and expertise with others. She is certainly a trusted loan officer that I would choose again and again. My husband and I were shopping between lenders for the right loan. Our first loan officer at an entirely different brokerage turned into a major disappointment. His lack of transparency and communication delays resulted in us nearly missing our deadline and potentially losing our home. I called Loran a few days before the deadline and asked for a miracle. Thankfully, the seller agreed to extend the deadline by an additional week, which gave Loran and Jenny Restrepo a few more days to turn this around for us in a short time frame. Not only did these ladies work quickly staying abreast every detail, I very much appreciated the communication, the kindness, the service, the patience and everything that buyers need in a partnership when already working through a stressful period of the buying process. Phenomenal job all around, Matador. Thank you for remembering what matters most: Communication, Kindness and Service.
I'm almost speechless. From the very moment, Loran and I communicated via phone. I knew in my spirit she was my person and I was not wrong. The process itself can be stressful, but Loran was there with me every step of the way. Loran is very knowledgeable, she's smart, she's kind, and she's a powerhouse that knows this industry, and that gave me so much relief. I called, and she answered, she listened to my needs. By the Grace of God, I'm grateful to call her my broker and now my friend.
Loran Gadson at Matador Financing made our American dream a reality! As first-time homebuyers, we were nervous about the process, but from the very start, Loran’s dedication, expertise, and genuine care put us at ease. She guided us through every step with such patience and clarity, going above and beyond to ensure we understood everything and felt confident in our decisions. Loran’s commitment to helping us wasn’t just about numbers and paperwork—it was about making sure we found a place we could truly call home. Her heart and determination shone through in every interaction, and we could not have done this without her support. Thanks to her, we’re now settling into our first home, living a dream we’ve had for years. We are so grateful to Loran and can’t recommend her highly enough to anyone looking for a loan officer who truly cares!
I’ve had the distinguished pleasure of working with Loran Gadson on many platforms. In each space she is consistent, professional, driven, and committed. As a lender, she is all of this and more. I look forward to the continued partnership and successes of Mrs. Gadson. She is definitely at the top of my preferred lender’s list and comes highly recommended.
Thus far, Loran has helped two of my real estate clients land their dream homes with ease. She provided insight on opportunities available within the market based upon their qualifications, patiently answered their questions, and provided both written and verbal responses to all transaction parties with ample time to prepare for and prevent barriers. I will continue to have her at the top of my preferred lender list.
Have questions or ready to start your application? I’m here to help.
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I offer a fast pre-approval process that gives you a clear budget and strengthens your offer when shopping for a home.
Conventional, FHA, VA, jumbo loans, refinancing, and investment property financing.
Absolutely. I guide first-time buyers through each step to make the process simple and stress-free.
I primarily serve Houston homebuyers and surrounding suburbs including Katy, Sugar Land, Cypress, Pearland, and The Woodlands — while also helping clients across Texas.
Disclaimer: Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, an Equal Housing Lender. This material is for informational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Programs and rates are valid as of the date of this advertisement but subject to change without notice. All loans are subject to credit and property approval. Not all buyers will qualify. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. Copyright © Legacy Mutual Mortgage.
Images are for illustrative purposes only and do not represent specific properties or investment outcomes.